The recent High Court decision on motor finance commission arrangements marks a pivotal moment for both consumers and the motor finance industry. On December 17, 2024, the High Court ruled in favor of the Financial Ombudsman Service (FOS), dismissing all three grounds of appeal brought by Barclays Partner Finance. The...

UK Car Finance Rates: Will Falling Interest Rates Bring Relief for Borrowers? The UK’s interest rate environment has been a key factor in shaping car finance costs over the past few years. With the Bank of England signalling potential interest rate cuts in 2024, many borrowers are wondering: will car...

The Benefits of PCP Finance: Keeping Your Monthly Car Payments Low Personal Contract Purchase (PCP) finance has become one of the most popular ways to fund a car purchase in the UK. Its appeal lies in offering lower monthly repayments compared to traditional hire purchase (HP) or personal loans. But...